Legal

Terms of Use

Last updated 9 July 2026

By using this website (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

1. Informational purpose only

The Site is provided for general educational and informational purposes. Nothing on the Site is an offer or commitment to lend, a Loan Estimate, a rate lock, financial, legal, tax, or credit advice, or a promise of approval, rate, or terms. All loans are subject to application, credit review, verification, appraisal, and underwriting approval. You should consult a qualified professional about your specific situation.

2. No specific rates or offers

The Site does not quote interest rates, APRs, or specific loan terms. Any figures you may see elsewhere are subject to change without notice and depend on your individual circumstances and market conditions.

3. Licensing

Mortgage services are offered only in states where David M. Honda and United American Mortgage Corporation are licensed. See the Licensing page. Nothing here is a solicitation in any state where we are not licensed.

4. Your submissions

Information you submit through the Site must be accurate and your own. Do not submit another person's information without their permission. Your use of the contact and book-request forms is also governed by our Privacy Policy.

5. Intellectual property

The content, design, book title “Qualified,” and marks on this Site are owned by David M. Honda or used with permission and may not be copied or reused without written consent.

6. Third-party links & disclaimers

The Site may link to third-party sites (such as NMLS Consumer Access) that we do not control and are not responsible for. The Site is provided “as is” without warranties of any kind, and to the fullest extent permitted by law we are not liable for any damages arising from your use of the Site.

7. Governing law & changes

These Terms are governed by the laws of the State of California. We may update these Terms from time to time; the “last updated” date reflects the current version. Questions? Contact David@DavidHonda.com.

Equal Housing Opportunity Equal Housing Lender David M. Honda, Senior Loan Officer, NMLS# 1522058, California DRE Corporation License #02070171 powered by United American Mortgage Corporation, NMLS #1942 · www.uamco.com 3198-F Airport Loop Drive, Costa Mesa, CA 92626 · (818) 441-2605 · David@DavidHonda.com

David M. Honda, Senior Loan Officer, NMLS# 1522058. United American Mortgage Corporation, NMLS #1942, California DRE Corporation License #02070171. This website is for general educational and informational purposes only. It is not an advertisement for any specific interest rate or loan product, it is not an offer or a commitment to lend or to extend credit, it is not a Loan Estimate or a rate lock, and it does not promise approval. All loans are subject to credit review, income and asset verification, property appraisal, and underwriting approval. Rates, terms, programs, and guidelines are subject to change without notice. Not all applicants will qualify, and program availability varies by state and by borrower. David M. Honda and United American Mortgage Corporation are licensed to conduct mortgage business only in the states listed on our Licensing page. To confirm licensing, visit NMLS Consumer Access at www.nmlsconsumeraccess.org. Equal Housing Opportunity. Verify licensing at NMLS Consumer Access.